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First time buyer
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Dawn28
Posts: 11 Forumite
I've recently received a key facts illustration sheet stating what Santander would offer me. I've found a house and made a offer, I then went back to my broker who is in the process on sorting my mortgage with Santander.
I'm so concerend my mortgage won't be accept at the final application stage due to old payday loans which are no longer active but still sit on my credit report. My application isn't very straight forward either because im a director in a business and my mortgage will be paid through my director loan account not my personal account, does that mean they won't need to see my personal account bank statements? Any advice is appreciated.
I'm so concerend my mortgage won't be accept at the final application stage due to old payday loans which are no longer active but still sit on my credit report. My application isn't very straight forward either because im a director in a business and my mortgage will be paid through my director loan account not my personal account, does that mean they won't need to see my personal account bank statements? Any advice is appreciated.
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my mortgage will be paid through my director loan account not my personal account
What do you mean by this and have you spoken to your Broker about it?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
My mortgage broker knows about this, it has been done before for another mortgage within my family.0
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