Debt Free By 2020

debtfreeby2020_3

His rants are epic! So brutal, yet so funny. "THAT'S STOOOOOPID." I actually have Dave in my head when I pick up sweets. "Beans and rice, rice and beans." LMAO. I still buy the Dairy Milk though...

Thanks for following.

MeenaM

debtfreeby2020 wrote: »

His rants are epic! So brutal, yet so funny. "THAT'S STOOOOOPID." I actually have Dave in my head when I pick up sweets. "Beans and rice, rice and beans." LMAO. I still buy the Dairy Milk though...

Thanks for following.

yes lol love his rants, :rotfl:

did you hear the one where someone had posted that they didn't need life insurance as they weren't going to die in the next 20 years as their family had "good long life genes" STOOOOOOPID !

Lilith1980

debtfreeby2020 wrote: »

Hi Lilith! Thank you for taking the time to reply. My squandering of money is even more embarrassing when there are hard working doctoral students like yourself out there, who are self-funding. I hope you are making headway with your debt and that your research is going well x

Believe me, not all my debt came from my doctorate as I had some savings to put towards it. I've been irresponsible with cards in my "yoof", but now I'm committed to "adulting" and getting all this sorted :rotfl:

MeenaM

debtfreeby2020 wrote: »

His rants are epic! So brutal, yet so funny. "THAT'S STOOOOOPID." I actually have Dave in my head when I pick up sweets. "Beans and rice, rice and beans." LMAO. I still buy the Dairy Milk though...

Thanks for following.

I wish he would make his "every dollar " app available in the UK it sounds really good

indigowarrior

Welcome! Another Dave Ramsey follower here. Currently on Baby Step 1.

debtfreeby2020_3

MeenaM wrote: »

welcome! I also LOVE Dave Ramsey, I listen to his pod casts every day and watch the YT videos , he is so inspirational as are all the debt free screams , I'm doing my best to follow him with the debt snowball

Fantastic. Please feel free to share your successes on here. Do either of you ladies have a diary?

debtfreeby2020_3

MeenaM wrote: »

yes lol love his rants, :rotfl:

did you hear the one where someone had posted that they didn't need life insurance as they weren't going to die in the next 20 years as their family had "good long life genes" STOOOOOOPID !

Oh my god. I never heard that one. That is hysterical. They deserve everything they get from Dave!

debtfreeby2020_3

Lilith1980 wrote: »

Believe me, not all my debt came from my doctorate as I had some savings to put towards it. I've been irresponsible with cards in my "yoof", but now I'm committed to "adulting" and getting all this sorted :rotfl:

I wish you the very best of luck with it. Ahhh the folly of youth! I swear it is because of a lack of financial education at school. No-one taught me how to manage my money - not even my parents.

debtfreeby2020_3

indigowarrior wrote: »

Welcome! Another Dave Ramsey follower here. Currently on Baby Step 1.

Great to hear that! Good luck with Baby Step 1. I thought I was the only person in the UK that watched Dave Ramsey. Setting aside his Republican politics and gun toting mania, he speaks some sense.

debtfreeby2020_3

MeenaM wrote: »

I wish he would make his "every dollar " app available in the UK it sounds really good

I have managed to get around the America-only thing. Go on the website and put in a fake American zip code. Just google a random address like Yale University of something. You get full access. Only works on desktop though.