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Mortgage Employer Reference

bigheadxx
Posts: 3,047 Forumite
Hope someone can help. I am awaiting a mortgage offer from a Building Society. They sent a reference request to my HR Manager on 6th February and so far he has not returned it.
I emailed him on 15th February and he told me that he would send it the next day. I have been onto the mortgage company all this week and they have also been in touch with him.
Yesterday he said to them he "thinks" he sent it. I called him several times but he did not answer. He was supposed to resend it yesterday afternoon but as yet nothing is showing.
My question is: Does my employer have to provide a reference, especially now that they have said they would? Is there an acceptable time limit for this? Could it be classed as victimisation (I had a bit of a spat with him during a disciplinary where i was the accompanying employee).
Many thanks
I emailed him on 15th February and he told me that he would send it the next day. I have been onto the mortgage company all this week and they have also been in touch with him.
Yesterday he said to them he "thinks" he sent it. I called him several times but he did not answer. He was supposed to resend it yesterday afternoon but as yet nothing is showing.
My question is: Does my employer have to provide a reference, especially now that they have said they would? Is there an acceptable time limit for this? Could it be classed as victimisation (I had a bit of a spat with him during a disciplinary where i was the accompanying employee).
Many thanks
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Comments
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Why have they referred your application to your employer in the first instance? Is there some ambiguity in regards to your salary? Have you not been there long or currently in a probation period?0
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Why have they referred your application to your employer in the first instance? Is there some ambiguity in regards to your salary? Have you not been there long or currently in a probation period?
No, was asked for after I had sent in payslips etc. The amount is well within my affordability and I’ve been with my employer 15 years.
I thought maybe it was because I’m going to rent out my current property but why wait until everything else had been sorted?
I get paid 4 weeks, 4 weeks, 5 weeks every month and a bonus in June. Could it be that the payslip I sent was for 4 weeks?
Either way, I can’t see why it has taken three weeks and he still hasn’t returned the form. Is he legally obliged to do so?0 -
Why have they referred your application to your employer in the first instance? Is there some ambiguity in regards to your salary? Have you not been there long or currently in a probation period?
It is standard practise to ask an employer to confim salary details on a mortgage application.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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