Evergrowing debts and evershrinking credit rating

MalMonroe

Hi, I think you are in a good position because you are employed and earning a regular wage. However, applying for credit will dent your credit report so I'd not do that for a while. Why not phone StepChange? They helped me so much and I keep recommending them to everyone but they aren't paying me to advertise! They help. They don't judge and once they are on the job, all companies listen and pay attention. Because they are an official recognised debt help company, they have authority to help you. Please give them a try, it's a free number, you have nothing whatsoever to lose. I was really desperate and tried consolidation but it all failed miserably. I can't recommend SC highly enough. Just phone them, 0800 138 1111 and they will talk you through your options and it's all in strictest confidence, which it isn't on here!