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Can I get a mortgage for my wife’s house
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Tesla1
Posts: 1 Newbie
Hi all
I’d like to help my wife with buying a house. She has some deposit but may not be able to get a mortgage. But I certainly can get a mortgage.
Can I get a mortgage but have the house in her name. As she ll pay for the deposit and mortgage installnenrs really.
I’d like to help my wife with buying a house. She has some deposit but may not be able to get a mortgage. But I certainly can get a mortgage.
Can I get a mortgage but have the house in her name. As she ll pay for the deposit and mortgage installnenrs really.
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Comments
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Not a residential mortgage as you wont be living in it. Do you already have a mortgage on the property you are living in?
Is she happy to pay the deposit and mortgage payments but not have her name on the deeds? I wouldn't be.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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There are ac couple of lenders who would allow you both to be on the mortgage but the house to be owned just in your wifes name.0
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I cannot see any lender taking on this kind of arrangement - it causes difficulty in the rare event of a default. Maybe joint names but would that cost more tax?0
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