📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help getting a mortgage.

Options
Hi all.

Over the years I’ve been pretty bad with my finances. Now I’ve decided to sort it out and work on my credit rating.

I checked on this site regarding a credit card and I’ll probably get refused due to a recent CCJ.

I understand this will take time to get right and I’m willing to take the steps necessary to get a mortgage.

Now, how do I start on building my rating back up? It’s like 180 if that which is embarrassing.

What else do I need to bare in mind when applying for a mortgage?

Thanks.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.