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Tracker to fixed

Hi. We currently have a tracker mortgage with Santander at base rate plus 0.99 so 1.49.
We are thinking of changing this to a 2 year fixed at 1.79 which we can delay until June.
With the Bank of England most likely increasing the rate by 0.25 in may (so I’ve read)
I can’t see any reason not to do this. Can anyone see a downside?
Thanks

Comments

  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    What rates will you be able to get in 2 years?

    You won't get that tracker rate back.

    Crunch some numbers over the longer term
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