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Re-Mortgage with bad credit history
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General rule of thumb is that secured loans are easier to get than a Mortgage. Term can be the same as a normal Mortgage.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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I will look at the secured loan route and get some quotes. Biggest worry is when the current fixed rate ends with Halifax in October, will I be put onto a variable rate automatically? Will they review my mortgage with them and consider any additional borrowing I've took out elsewhere in the meantime i.e a secured loan?0
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You can usually switch products without reunderwriting.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Its looking more likely that I will sell. Half the equity with the ex, pay the debt off and start again with a deposit.
What is the likelihood of getting a mortgage with Halifax with no debt but a poor credit score?0
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