Please can someone help me

Thomaswright92

My grandmother is 73 years of age and she has had debt problems in the past. Resulting from this she is only been paying the interest in the mortgage for a number of years now. Her mortgage has been passed to Kensington Mortgages. She is paying £500 a month for a one bedroom flat in Liverpool. Personally I think this amount is extremely high but she has asked me to go on to her mortgage she is now seeking mortgage advice from a company called Mortgage Solutions. I am willing to go in to her mortgage. I give her £200 a month to help her out with the monthly payments. But my credit score is 435 which isn’t that good. I am a 26 year old and I have a yearly salary of £16.000. Please could somebody give me some advice. Many thanks.

Thomas wright

Caz3121

if you are looking to take a joint mortgage with her it will likely be over a very short term due to her age
How much is due on the mortgage? what is the current value of the property?

getmore4less

Get the full details of the mortgage.

Thomaswright92

The current value of the property is £98.000 and the cost that needs to be paid iis at £42.000

getmore4less

FULL details

amount owing
full term
rate
term of rate if different to full term
rate after the above.
payment