Online mortgage advisor

Hi anyone used these for a mortgage? My bankruptcy falls off in July and I’m considering using these as they specialise in adverse credit?! My bankruptcy order was July 2012 and I was discharged Feb 2013

Thanks

Comments

  • ACG
    ACG Posts: 24,394 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Theyre not an actual brokers. They sell the leads to other brokers. Have a look at the footer of the website "Legal Information"
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • dunstonh
    dunstonh Posts: 119,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Given your history, try a local broker.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Jamgeorge
    Jamgeorge Posts: 89 Forumite
    edited 12 February 2018 at 6:46PM
    Great thanks thought so. Any advice on brokers who deal with a history like mine please?
  • DCFC79
    DCFC79 Posts: 40,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Jamgeorge wrote: »
    Great thanks thought so. Any advice on brokers who deal with a history like mine please?

    No 1 on here can recommend brokers.

    Use google maps to find 1, you can see more than 1 as you might not like the first 1.
  • dunstonh
    dunstonh Posts: 119,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Jamgeorge wrote: »
    Great thanks thought so. Any advice on brokers who deal with a history like mine please?

    All experienced local brokers should be able to.

    The issue is that online you are going to be supplying a lot of info which you then have to send to them and they may need to get you to get more info. By having a local broker, you can pop in or they can collect what they need when it is just down the road.

    Online brokers really do seem to have issues when cases are non-standard.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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