Nationwide

hubballi

I am just about to come to the end of the fixed 2 year period with Nationwide. Is it worth sticking with them or are there better deals out there?

KTF

Hard to say without knowing your circumstances. You could always go to a whole of market broker and ask them to search the market for you.

Mortgagehero

The mortage market is a very competitive place and there are many lenders who are keen to procure your business. It would be worth your while contacting a whole of market mortgage adviser. They will research the market for you to see what other deals are available to you, and also calculate whether or not it makes financial sense for you to re-mortgage to another lender or to simply stay with the Nationwide.

Dan_Collins_2

Also I may add that the service you get from free legals and the fees to beat Nationwide I would stick with them. How ever the bank of ireland have a fee free deal for 5 years at 5.99% if your mortgage is not huge this is a good deal. Good luck

apk1

Dan_Collins wrote: »

. How ever the bank of ireland have a fee free deal for 5 years at 5.99% if your mortgage is not huge this is a good deal. Good luck

But Nationwide have a 5 year 5.98% with no fees (or redemption fees to move elsewhere)

hubballi

I have around 40K to pay off. The Nationwide rates are quite high. in the 7% field. My current Mortgadge is in the 5% field (haven't got the details at hand)

Just went to Moneysupermarket and submitted my details. I thought it would bring up all the best rates, instead I was told someone will be contacting me. Not really what I wanted as I hate the sales calls.

Woby_Tide

hubballi wrote: »

I have around 40K to pay off. The Nationwide rates are quite high. in the 7% field. My current Mortgadge is in the 5% field (haven't got the details at hand)

Just went to Moneysupermarket and submitted my details. I thought it would bring up all the best rates, instead I was told someone will be contacting me. Not really what I wanted as I hate the sales calls.

The only 7% mortgage rate at Nationwide is their SVR? The rest start at under 6% currently, similar to the rest of the amrket in most cases

dunstonh

instead I was told someone will be contacting me. Not really what I wanted as I hate the sales calls.

I know what you mean. I have had moneysupermarket phone me up trying to sell me their leads. I hate that. Luckily, I dont have to waste my time on that sort of rubbish. I feel sorry for those that do though.

furndire

I'd speak to Nationwide, and see what they will do first, that's what we did.

hubballi

furndire wrote: »

I'd speak to Nationwide, and see what they will do first, that's what we did.

Yes, I think I will. We have been happy with them for the last 5 years.

Thankyou.

kennyboy66_2

Remember that with a mortgage of that size you would probably be better off paying a slightly higher headline rate but with a zero reservation fee.