Getting mortgage once settled default is removed

maisyone

Thought i would post to gather some advice, applied for a 5 perc deposit after having a MIP for 190'000 from several lenders, was refused a mortgage from these lenders after putting an offer in on a house. Mortgage broker and I found on my experiean score a settled default which will be removed June this year. Blessing in disguise, as it's allowed me to save more Money for deposit, so I'll have 10 perc deposit for 160,000 pound house. Apart from that my credit is good, I have no other defaults or missed payments, can anyone suggest when will be best to reapply for mortgage. Or has anyone been through same situation?

Thanks