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AIP dos requested.

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I have agreement with nationwide, on the AIP it asked for latest mortgage to be sent in with full app. I thought they would ask for bank statements etc.

When I phoned the advisor said these days they don't always ask for many documents?

Comments

  • ACG
    ACG Posts: 24,612 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    edited 5 February 2018 at 8:24PM
    Now a days there are ways to check bank statements without actually seeing them (to some degree), even if you do not bank with the company, same with income. I remember a few years go Barclays wanted 26 payslips (paid weekly) I sent 25 by mistake. They called me and asked me to send another and asked me to confirm the amount on there. I read out the pounds and they told me the pence! They knew what was on the latest payslip to the penny without ever seeing it or any bank statements.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • thats clever. just seems odd on nationwide package guidance it says about payslips etc
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