We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

AIP dos requested.

I have agreement with nationwide, on the AIP it asked for latest mortgage to be sent in with full app. I thought they would ask for bank statements etc.

When I phoned the advisor said these days they don't always ask for many documents?

Comments

  • ACG
    ACG Posts: 24,750 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    edited 5 February 2018 at 7:24PM
    Now a days there are ways to check bank statements without actually seeing them (to some degree), even if you do not bank with the company, same with income. I remember a few years go Barclays wanted 26 payslips (paid weekly) I sent 25 by mistake. They called me and asked me to send another and asked me to confirm the amount on there. I read out the pounds and they told me the pence! They knew what was on the latest payslip to the penny without ever seeing it or any bank statements.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • thats clever. just seems odd on nationwide package guidance it says about payslips etc
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.