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Offer accepted

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Hi

We’ve had our offer approved by nationwide today should receive the pack to sign Tuesday so the broker said. Me and my fianc! want a joint account now, will it be ok to apply now as we have been approved and waiting signatures or will there still be checks etc to be made?

On that basis maybe not the right group anyone a good bank account to get?

Thanks

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am confused by your post ?
    What are you asking
  • Now our offer has been approved by nationwide (we are waiting for to sign it, it’s in the post) Can I now apply for a bank account with my partner or will opening a new application possibly still affect us?
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    no new credit until completion is generally the rule, can the new bank account wait?
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • Yeah Not in a great rush wanted to get a few things in place for future bills etc
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    csgohan4 wrote: »
    no new credit until completion is generally the rule, can the new bank account wait?

    Opening a bank account doesn't confer any right to obtain credit.......
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    Thrugelmir wrote: »
    Opening a bank account doesn't confer any right to obtain credit.......





    Will the footprint generated affect the history?
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • Niv
    Niv Posts: 2,563 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you have a nationwide mortgage and want a nationwide joint account then they will not do an additional check. I was offered a joint account when I got my mortgage with them; they made it all very clear. If you have not quite got to that point then that may be why they haven't said anything to you yet? Or maybe they don't do that anymore. Worth asking your nationwide advisor.
    YNWA

    Target: Mortgage free by 58.
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