Working for partner NO PAYSLIPS

Cook_County

JMW77 wrote: »

So if i earn less than £113 a week it ok ?
Work is very quiet at the moments drop in wages would make sense especially if it makes my partners books legal.

I have lost this terms 30 hours childcare so will have to pay the whole term now as the deadline passed .
There will only be one more term so its easier just to pay it than start the whole PAYE system for the sake of Less than £10 a month.

What does your contract of employment say about your proposed change in hours? Are you auto-enrolled into a pension plan?

trailingspouse

JMW77 wrote: »

Work is very quiet at the moments drop in wages would make sense especially if it makes my partners books legal.

If you really are an employee, it's not up to you to decide whether a drop in wages would make sense or not, is it?

I think it's clear that you're not really an employee - and therefore you're not really entitled to 30 hours free childcare. You can't have it both ways.

Dazed_and_confused

Reading through this thread i wouldn't be at all surprised if we see a follow up thread from the op querying why she's not getting much State Pension!

Pennywise

Dazed_and_confused wrote: »

Reading through this thread i wouldn't be at all surprised if we see a follow up thread from the op querying why she's not getting much State Pension!

Classic :rotfl:

teggy

chrismac1 wrote: »

There should be payslips in my view whether or not there is a PAYE scheme in existence. My general advice - I am an accountant - is to put through enough to deliver a credit to State Pension, which is something which does not feature in the thread so far but is worth £700 or £800.

You need £486 per month to get the State Pension credit. It seems a slam dunk to me to set up a payroll scheme for this, get the State Pension credit and have nothing to fear from HMRC enquiry - whereas doing it the current way there is always some risk especially if anyone else knows about this arrangement.

I may be getting confused with different schemes but if the OP has young children and receives Child Benefit doesn't she automatically get credited so that she doesn't miss out on the state pension? I think this is to do with NI but again, not sure if that is what you are referring to

Dazed_and_confused

She might be getting NI credits, we don't have sufficient info to know for certain but long term this strategy might be costing the op dearly (but might not be once full facts are known).

badmemory

We can all come on here and say what ought to have & what we think the OP is or isn't doing, but the only person who actually knows what is going on is the accountant. The OP may well be doing the required hours & be receiving below minimum wage.

Just ask the accountant & maybe in future get more involved in what is going on. And protect your own interests - no-one else will.

xylophone

re Child Benefit

https://www.gov.uk/child-benefit/what-youll-get

Child Benefit and your State Pension
If your child is under 12 and you're not working or don't earn enough to pay National Insurance contributions, Child Benefit can help you qualify for National Insurance credits.

These credits count towards your State Pension. They protect it by making sure you don't have gaps in your National Insurance record.

The credits are available even in the situation where a parent chooses not to receive CB because of the high income tax charge.

The OP can check her state pension situation.

https://www.gov.uk/check-state-pension

redpete

badmemory wrote: »

We can all come on here and say what ought to have & what we think the OP is or isn't doing, but the only person who actually knows what is going on is the accountant.

Indeed, get the accountant to earn their fees.