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3 Letter Method

Hi,

Can anyone tell me what the 3 letter method is and are there template letters available.

Thanks

Comments

  • sourcrates
    sourcrates Posts: 32,524 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    No because its complete rubbish !!

    It relies on outdated laws of the land which have been tried, tested, and thrown out of court many times.

    You cannot simply relinquish liability by sending 3 letters, what a creditor must do however, is provide evidence of liability when asked, you do that by sending the provit letter available from the stickies.

    That is the straw that breaks the camels back, been able to prove the debt, not the process of sending 3 letters.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • fatbelly
    fatbelly Posts: 23,733 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Hi,

    Can anyone tell me what the 3 letter method is and are there template letters available.

    Thanks

    Yes - it's nonsense promoted by people who don't understand relevant legislation.

    There are plenty of template letters out there and I wouldn't use any from those sources.

    If you want reliable debt advice use the resources on National Debtline.
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