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Is this advice correct?

Hi

Reposting as got wrong board!

Recently got some mortgage advice through my union and it is depressing to say the least. They are saying that with our joint commitments we could only get £50,000 at best which is clearly neither use nor ornament where we live, even for shared ownership.

I have a good job and my partner now has a regular income. I've seen people on way more modest means than us get shared ownership places. We earn £45k between us annually so it just seems to contradict everything I've read. Could it be that just because it's not megabucks he's not interested in the business?

Any advice / hope to be given?

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