How do they work out overtime when applying for a mortgage?

Hmsxxxx

My partner does overtime at work, I know that some don’t take into account overtime and if they do it’s usually a % but I’m wondering how they will work out how much to take into account when applying for a mortgage? Some months he will do £50 worth and others can be £300 do they just take into account X amount of months and average it over the year?

Thanks

David_White

This will be lender specific.

Generally speaking if they allow for overtime they'd take an average over a set period of time with the period of time being determined by which lender you choose.