We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
BTL remortgage - Requested paper copies of SA302
Options
Comments
-
This sounds purely internal.devildolly5 wrote: »I couldn't agree more. This is a huge nationwide broker. I cant believe that they require paper copies given that HMRC and most lenders have moved with the times.
Can I ask about his comment re audits? Is that true? Do lenders require brokers to have these on file?
We've been audited by Lloyds Banking Group, which covers Halifax, BMS and Scottish Widows Bank. As long as we were able to demonstrate we had gathered their requirements ahead of submitting an application, they were quite happy. They didn't differentiate between ways of evidencing eg self-employed income.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Nonsense from L & C.
Take the case to another Broker.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Nonsense from L & C.
Take the case to another Broker.
Can't say I am surprised, they are a conveyor belt broker firm and make their money via commission via quantity and not through the quality of their service
Hence you generally get what you pay for on this occasion. Zip
I am sure plenty swear by L+C on here, But I would rather not leave things to chance of an inexperienced broker as in this case, especially it involves life changing mortgages e.t.c"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards