We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Will they do a credit check.
Youcancallmejane
Posts: 10 Forumite
Our mortgage deal ends in September, then there is another 2 years till the whole mortgage is paid off.
My question is will our current mortgage company do a credit check so we can just remortgage the reason for asking this is we have retired so now only have a pension each month, we do have enough money from this to continue paying the mortgage but not enough savings to pay it off.
As so little time to go we don't want to incur any fees or problems going with another mortgage company. That's if we can get one.
Thanks
My question is will our current mortgage company do a credit check so we can just remortgage the reason for asking this is we have retired so now only have a pension each month, we do have enough money from this to continue paying the mortgage but not enough savings to pay it off.
As so little time to go we don't want to incur any fees or problems going with another mortgage company. That's if we can get one.
Thanks
0
Comments
-
If you just do a product transfer with your existing lender, then you shouldn't be subjected to another credit checkI am a Mortgage Broker.
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards