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What Have/will You Spend Today.weds 17th
Comments
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NSD for me
(Im)Mature StudentMBNA CC - £3500 (14.9%)Overdraft - £2750 (interest free)First year of student loans - £75600 -
Here's an idea, why don't people just bu multipacks of their favourite chocolate bars, built into your weekly shopping budget, and thus acheive more NSD's?
In my case it's because if it's in the house it'll be eaten! if I give in once a week by having to break a NSD to buy it I'll feel guilty about the money and the diet but if it's in the cupboard then I'll have the six (or whatever) bars fairly quickly and not manage to eke it out over six weeks. Nae willpower! that's where the debt came from too... (not eating chocolate just lack of willpower! even I couldn't eat that much chocolate.)Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »Here's an idea, why don't people just bu multipacks of their favourite chocolate bars, built into your weekly shopping budget, and thus acheive more NSD's?
A very SENSIBLE idea, s_s. Problem is that we're not all as sensible as you.
Besides - the 'craving' for chocolate is half the fun. :EasterBunI am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Managed to stick to my 40p for today.
I wish I was so restrained with my consumption of hula hoops. I ate 4 packets today :embarasse ( which is one reason why purchasing of multipacks is not a good idea)[STRIKE]DFW Nerd number 729[/STRIKE]Debt Free & Proud0 -
NSD for me.Reality check - hit rock bottom on 15 Dec 2008 with unsecured debts of £29,136 and not enough money to live on
:j NOW DEBT FREE!!!! :j
I try to take life one day at a time but sometimes several days attack me at once 0 -
I forgot to mention the £1 I spent on chewing gum while I was in the pound shop yeaterday. Yikes! See how easy it is for the little spends to go unnoticed?!Weightloss: 14.5/65lb0
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Here's an idea, why don't people just bu multipacks of their favourite chocolate bars, built into your weekly shopping budget, and thus acheive more NSD's?
Just catching up with the rest of yesterday's thread and saw this from Moz, and as a few others have already said: Because they'd all be gone in one go!! And Skint's reference to willpower and comparison with the debt - yes yes yes!! That's me!! I can resist anything except temptation!!Weightloss: 14.5/65lb0
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