Looking for broker in North West

Supersy

Hello All,

Looking for a broker to help me and my wife, wife squeaky clean, myself some issues 5 years ago and good credit management since (2 Tesco credit cards).

Any recommendations please?

Thanks

Simon

KTD10

I used First Mortgage who were really helpful as we were struggling to find somewhere due to the nature of our jobs. They were really helpful and don't charge a fee either. Just give them a google.

ACG

Have you looked on google?
Personally I would say call up one or 2 and explain your circumstances and see how you get on with them. 5 year old issues should not be a deal breaker in the main, although like anything it depends on the finer details - bankruptcy would be far worse than a late payment on a mobile phone for example.

Supersy

ACG wrote: »

Have you looked on google?
Personally I would say call up one or 2 and explain your circumstances and see how you get on with them. 5 year old issues should not be a deal breaker in the main, although like anything it depends on the finer details - bankruptcy would be far worse than a late payment on a mobile phone for example.

Looked at Google quite a bit and really couldnt find much in the North West (Id rather take some one recommended from a similar situation), We have had one chap around but he hasn't dealt with much adverse (own statement) and wanted to charge £750 upfront (dont mind paying for services but he didnt fit the bill it would seem).

Issues are 4 defaults within 6 months, (2 Telecoms and 2 Credit Cards), All but one of the credit cards with a balance of £900 paid off. These will all drop off credit file next March.

Would be looking for help to buy equity loan mortgage, borrowing £212,000 on a property of £295,000 (would be putting in more than 5% ourselves)

Combined income of £50k, and outgoings of only £340 a month (1 car HP and a personal loan, both my partner).

Wife has current mortgage in house we have just sold with Halifax (not sure if thats relevant).

amnblog

Sounds like a case for any broker with experience of Help to Buy with poor credit.

'Googling' for local brokers will give you local brokers.

You don't need a 'local broker', you need a broker with experience of Help to Buy with poor credit.

Supersy

ACG wrote: »

Have you looked on google?
Personally I would say call up one or 2 and explain your circumstances and see how you get on with them. 5 year old issues should not be a deal breaker in the main, although like anything it depends on the finer details - bankruptcy would be far worse than a late payment on a mobile phone for example.

Supersy wrote: »

Looked at Google quite a bit and really couldnt find much in the North West (Id rather take some one recommended from a similar situation), We have had one chap around but he hasn't dealt with much adverse (own statement) and wanted to charge £750 upfront (dont mind paying for services but he didnt fit the bill it would seem).

Issues are 4 defaults within 6 months, (2 Telecoms and 2 Credit Cards), All but one of the credit cards with a balance of £900 paid off. These will all drop off credit file next March.

Would be looking for help to buy equity loan mortgage, borrowing £212,000 on a property of £295,000 (would be putting in more than 5% ourselves)

Combined income of £50k, and outgoings of only £340 a month (1 car HP and a personal loan, both my partner).

Wife has current mortgage in house we have just sold with Halifax (not sure if thats relevant).

amnblog wrote: »

Sounds like a case for any broker with experience of Help to Buy with poor credit.

'Googling' for local brokers will give you local brokers.

You don't need a 'local broker', you need a broker with experience of Help to Buy with poor credit.

Thanks, I've googled alsorts! Wouldn't think I'm a software developer would you haha.

Had a PM recommending ACG above and also have an office in next town (Burnley) so hopefully will be able to help.

ACG

Supersy wrote: »

Thanks, I've googled alsorts! Wouldn't think I'm a software developer would you haha.

Had a PM recommending ACG above and also have an office in next town (Burnley) so hopefully will be able to help.

Replied to your email, sadly I cant help due to it involving HTB.

Nice to hear someone is recommending me though

Supersy

ACG wrote: »

Replied to your email, sadly I cant help due to it involving HTB.

Nice to hear someone is recommending me though

Just seen the email, thanks for the swift reply.

Supersy

Back to the search!

Supersy

Been given two recommendations, Simply Adverse and A Mortgage Now, will call these tomorrow, thanks guys.