We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

DWP threatening to stop pension

Hi I’m asking this for a friend.

I’ve got a friend who has got into some bother over a housing benefit claim. She’s an OAP who lives alone after her partner died. Basically in a nut shell they are saying she’s overclaimed. She’s been co-operating with the investigation as I think she genuinely didn’t realise.

They came round her house today and amongst things they threatened to stop her pension. Is this something they can do?

Comments

  • xylophone
    xylophone Posts: 45,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Who are "they"?

    Do you mean that her local authority is threatening to put some sort of lien on her state/occupational pension?

    Do you mean "threatening" as in the person is being bullied or do you mean that she has been advised that she will need to pay back an overpayment?

    I don't see how they could prevent an occupational or state pension from being paid.
  • dunstonh
    dunstonh Posts: 121,175 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    They came round her house today and amongst things they threatened to stop her pension. Is this something they can do?
    Threatened or informed?

    Threatening behaviour should not take place and she should report it if that is the case. However, if she was informed that they could reduce her state pension then that is allowed and expected.

    If someone has overclaimed, even my mistake, they are not entitled to keep the money. They won't put someone in hardship (they may place a charge against the property if income is an issue). If she has savings, she could pay back the overpayment. If she doesnt they may look to reduce her income over a period.

    They have a number of solutions open to them based on the situation of the individual and whether it was a genuine mistake or an attempt at benefit fraud.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • They are the DWP, they turned up unannounced and from what I have been told they said they’d stop her state pension full stop and she’d never be able to make another benefit claim again. She doesn’t own her property. She has about 15k locked away which was life insurance money when her partner died a few years back. She’s offered to pay money back but they are going down the fraud route.

    I don’t know the full story but it does seem like let’s forget about the millionaires who avoid tax and go after the little guy.
  • elsien
    elsien Posts: 37,464 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 8 January 2018 at 10:26PM
    She forgot she had 15k stashed away when she made her HB claim? Or she was already claiming and didn't disclose the payment? How long has she been claiming for when she shouldn't have? The timescales and amounts are likely to be relevant when the decision is made about what action to take.

    She will have been told the potential consequences of her actions if she has been fraudently claiming.
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • xylophone
    xylophone Posts: 45,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    But isn't it the local council that deals with HB rather than DWP?

    What have the DWP to do with it?

    Has she been claiming pension credit?
  • Alice_Holt
    Alice_Holt Posts: 6,094 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    It's difficult to comment without more details, but...
    ...I wonder if the DWP are referring to Pension Credit payments (as xylophone as suggested).

    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/pension-credit/

    Pension Credit is a means tested benefit (which tops up the State Pension) and an award of PC entitles the claimant to automatic Housing Benefit.

    I can't see how the DWP could stop her State Pension - that is contribution based.

    She may wish to get advice from her local CAB / advice agency.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
  • Malthusian
    Malthusian Posts: 11,055 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    Batman2017 wrote: »
    I don’t know the full story but it does seem like let’s forget about the millionaires who avoid tax and go after the little guy.

    If you have a millionaire who pays all the taxes they owe and a little guy who has committed benefit fraud, then of course the state should go after the little guy.

    "Avoid tax" means the millionaire pays their taxes. HMRC aggressively pursues those who evade tax. Google for example "film partnership" and "accelerated payment notice".
  • dunstonh
    dunstonh Posts: 121,175 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I don’t know the full story but it does seem like let’s forget about the millionaires who avoid tax and go after the little guy.

    The wealthy pay the majority of taxes in the UK. The top 10% pay 27% of all taxes. The middle class pay 40% of all taxes. If it wasn't for them, there wouldn't be any benefits for the little guy.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Pollycat
    Pollycat Posts: 36,195 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Batman2017 wrote: »
    They are the DWP, they turned up unannounced and from what I have been told they said they’d stop her state pension full stop and she’d never be able to make another benefit claim again. She doesn’t own her property. She has about 15k locked away which was life insurance money when her partner died a few years back. She’s offered to pay money back but they are going down the fraud route.

    I don’t know the full story but it does seem like let’s forget about the millionaires who avoid tax and go after the little guy.

    I bet the 'full story' differs from what we've been told.
  • p00hsticks
    p00hsticks Posts: 14,930 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    xylophone wrote: »
    But isn't it the local council that deals with HB rather than DWP?

    What have the DWP to do with it?

    I think DWP work with Local Authorities and can handle compliance and fraud cases for housing benefit as well as for the benefits that they administer directly
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.