perfectly poor's SOA

perfectlypoor

Water now £60 a month as arrears £692
missed council tax payment so gone up to £150 til march 08
littlewoods~missed payment so min payment for dec is 152.68
changed from bt for our calls so owe them 154 paying two DD of 375 one 1st Dec and one 1st jan they just be paying line rental. Calls now from aol...were paying 17.99 for internet with them so gone up to 24.99 inc all calls exc mobiles and got free laptop( at least I can do surveys in comfort)
We also owe £500 to DWP from loan in 2006, £200 to n power and rent arrears over £1000

Larumbelle

Hi honey

stay calm, take a deep breath. you CAN and WILL get through this.

Try contacting the CCCS, through the link in my sig or by phone. They can help you to move forwards. I'll post more when I have had a chance to look through the details poperly.

:grouphug:

Go make yourself a brew while I take a look

Larumbelle

perfectlypoor wrote: »

Water now £60 a month as arrears £692
which water board is it?

missed council tax payment so gone up to £150 til march 08 Has this been arranged with the council? Have you applied for CT benefits?

littlewoods~missed payment so min payment for dec is 152.68 It hurts to say it but they aren't your priority right now.
changed from bt for our calls so owe them 154 paying two DD of 375 one 1st Dec and one 1st jan they just be paying line rental. Can you ask them to spread these out over a longer period? If the guy on the line says 'no' speak to a manager. Keep going higher until someone listens.
Calls now from aol...were paying 17.99 for internet with them so gone up to 24.99 inc all calls exc mobiles and got free laptop( at least I can do surveys in comfort)
We also owe £500 to DWP from loan in 2006, £200 to n power and rent arrears over £1000 Is it a private landlord? Keeping a roof over your head and paying off the arrears is the number one priority right now.

Still more to come...

skintas_2

hold tight you will get there your soa sounds just like mine about 6 months ago and im hoping fingers crossed i will be clear by 31 st december

Sea78

Hi

Well done for contacting the CCCS, they are really good and helpful. They'll help with fabulous advice and support.

How has your SOA changed? Might be worth updating?

Sea xxx

Larumbelle

Didn't see you had already contacted CCCS. Great minds and all that, eh?

I have just checked on https://www.entitledto.co.uk (had to guess a few details but not anything massively important). You should be eligable for around £80/month housing benefit. Have you apllied for this in the past?

Larumbelle

In addition, this will sound callous but having the puppy isn't a good reason not to work for at least a few hours per week. You wouldn't lose that much... if you worked (as an example) 5 hours per day while your son was in school, you would be about £30 per week better off (min) even on minimum wage. If not, couldn't you consider evening and weekend work while OH is home? If you really must stay home there are plenty of ways to up your income on the board of the same name on this site, there is bound to be something that suits.

cat4772

Hi

The food shopping is high each month... Have you kept a spending diary to see exactly where your money is going each week / month?

Cat.x

Larumbelle

Cat has a good point. Are you keeping a diary? Any revelations yet?

perfectlypoor

Hi got the food shopping down to £150 per month with meal planning, doing a £90 bulk shop with pet food at the start of the month and allowing £20 per week for top ups, fresh fruit,veg milk etc thanks for everyones support think I just needed some reasurance, night guys PP