Arrow/Restons CCJ issues

rootie82

Hi all,

I'm hoping you can help. Restons solicitors lodged a claim with the Northampton courts back in May 2017 which I defended. It is for about £1200 and an Aqua card debt. It was claimed on behalf of Arrow. The time within which they needed to respond passed so the case was stayed.

Following on from this, Restons continued to write to me to inform me that they were awaiting the evidence I had requested and hadn’t forgotten about me-thanks!

In November a VERY large envelope arrived on my doorstep with a copy of a signed agreement and various statements. The letter on the front says that they believe they now have the evidence to win a successful case however they are still awaiting further documents and that I may want to consider withdrawing my defence and attempt to settle it amicably!!!! The agreement they’ve sent is dated 27th August so it doesn’t match up with what was on the CCJ.
The “original terms and and conditions embodied within the agreement” is what the cover letter states is inside and that seems to be the case. There are also statements of account from 2012-2015 along with various notices of sums in arrears. There is no assignment or default notice however.

I have since received further correspondence from Arrow stating;

”we are unable at this time to obtain a copy of your clients consumer credit agreement from the originating creditor . We confirm this account will not be subject of collection activity until such time as the document becomes available and we provide your client with a copy of the same”

MY clients?! Do you think this letter was meant for me?!

How long does it remain stayed and is there anything else I can do? Can I ask for it to be thrown out? Does anybody know if they tend to re-start these cases in the future?

Thank you! Xxx

sourcrates

I would ring the court and ask them, some cases stay stayed for years.

The court is your best bet.