Which loan to pay off first?

rustyboy

So this is the current situation with my loans
As at 01/01/2018
Montly Total Remaining Apr Ends
SCS £39.72 £1,429.92 £1,350.48 0.00% Oct 20
Tesco CC £51.00 £5,132.00 £5,132.00 0.00% Offer end in two years
Tesco Loan £198.43 £11,905.80 £11,508.94 3.00% Nov-22
Total £17,991.42

I can make extra payments on all three loans at any point without penalty.
So do I make extra payments on the smallest and pay them off sooner freeing up other money?
Or do I make extra payments on the Tesco loan as it's the only one with apr? I can make extra payments which bring down the monthly amount or the term.

Any suggestions would be welcome

[Deleted User]

The highest APR.

ViolaLass

Chuck everything you can at the Tesco loan.

Are you paying the minimum on the other two? You should.

enjoyyourshoes

Speak to Tesco loan to see if any early repayment charge on the £11 K loan, if not use as much spare cash to pay this off.

SCS need to pay off from Jan 18 till term date £39.72 per mont, set upon DD now to pay this off.

Tesco CC need £205.28 pm , therefore set up DD to pay this off also.

A said once these set up any spare cash to pay off the 3% tesco loan


Then save before you buy.