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Last day of 2017. Staying in or going out for NYE?
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moomin82
Posts: 227 Forumite


Wow another year has flown before our eyes! I saved some but still have bad spending habits (shopping, unneccesary luxuries, which I need to kerb). I've just come back from Tesco's, will be staying in this NYE (like the past few) with wine and nibbles.
What's everyone doing tonight? Also key money goals for 2018.. go!
What's everyone doing tonight? Also key money goals for 2018.. go!
Achievements:
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending
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Comments
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Staying in with home cooked food but with a bottle of luxury Fizz.
Hope to reign in the spending and maximise ISA savings. Hope the govt reviews the disgusting treatment of 1950's women pensions, so that I might be able to access my state pension before I die in 2018 (don't ask me how I know)
Maintain my budgetary expertise so that I make the most of every penny whilst enjoying life at the same time. That means minimising tax and maximising interest on life savings.
Happy 2018!:A Goddess :A0 -
The Vikings will be landing in our village tonight :shocked:
followed by a Viking Fire Festival through the streets to the village green.
Where New Year will be seen in with beer flowing, :beer: and a display of fireworks, with the smell of cordite hanging loosely in the new year air, and Vikings ravaging all and sundry..........lock up ya daughters :rotfl:I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Hubby and I are staying in this year (as we have for the last couple).....bought frozen pizzas from Iceland so won't be calling for a takeaway.
2018 money goals - stay debt free and have £10,000 saved (currently £3,000)
Happy New Year everyoneDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Staying in as we do every year. Will probably be in bed by 10 and trying to stay awake with a book until midnight:rotfl:
Roast Beef is about to go into the oven :j
Plan for 2018? Save, Save and Save. We have a holiday booked (taking the OH away for the big 40 which I have achieved on a crazy cheap budget) so no last minute eying up "deal"s as that temptation has already been removed0 -
Staying in.
Still 2.3k in debt. Finish work at 22.45, would be nice to see my son which I can but that means going to her dad's and having to deal with my son's narcissist mother, no thanks
Happy New year all0 -
Staying in, as I'm working tomorrow.0
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Happy new year to everyone
Hubby and I are staying in tonight. Have homemade soup cooking on the stove and homemade multigrain and seed bread baking in the stove. We are both sitting in the kitchen because the smell from the stove is lovely
Edwink*3.36 kWp solar panel system,10 x Ultima & 4 x Panasonic solar panels, Solaredge Inverter *Biomass boiler stove for cooking, hot water & heating *2000ltr Rainwater harvesting system for loo flushing *Hybrid Toyota Auris car *RIP Pingu, Hoppy, Ginger & Biscuit *Hens & Ducks* chat thread. http://forums.moneysavingexpert.com/showthread.php?t=52822090 -
Staying in.
DP is currently asleep but the plan is to watch the last 2 episodes of Black Mirror and try to stay awake until midnight. We have a bottle of champers chillin in the fridge.
Tomorrow is a nice walk, take the tree and decorations down, clean and start eating healthier!
Happy New Year everyone0 -
Staying in and having to stay up - our collie is terrified of fireworks and they seem to go on for ages after midnight. We don't make a fuss about the bangs, but can't bear to leave her alone when she's so scared so we turn up the TV and sit with her. Our other dog doesn't seem to notice them!
Happy new year everyone. Let's hope it's a good one.0 -
Staying in and try to stay awake to see the new year in as I'm usually in bed early!
Save as much money as I can and maximise my income for 2018.
Happy new year every one.Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free
Mortgage free since 20140
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