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2018 Benbenandme's Next Battle

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Comments

  • benbenandme
    benbenandme Posts: 12,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Roast dinner was scrummy, it worked out about £1.50 in total for both of us and there's half a chicken left over for dinner tomorrow :T

    So, we have just a few hours left until this year is done, I reckon now is as good a time as any to do today's 3 reasons to be thankful ...

    1. Bargain yellow stickered shopping haul
    2. I have reached my daily Swagbucks target for the whole month for the first time ever!!
    3. We've made it to the end of another year, pretty succssfully all in all :)
    Mortgage Total: £49,992/ £75,000
    2026 Mortgage Overpayments Pot £579
  • Oh Benben :) I love your diaries :)

    Happy New Year XXXX
    Nevertheless she persisted.
  • benbenandme
    benbenandme Posts: 12,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Happy New Year!! :j :dance: :j :dance: I hope you all had a good, and cheap, night last night :)

    So, 2018 is here and it's now time to get going on the financial goals. I've got a fairly low Swagbucks target today, but there won't be many surveys about as it's a bank holiday.

    Time to cash in the points I've already got and start my pots off :D
    Mortgage Total: £49,992/ £75,000
    2026 Mortgage Overpayments Pot £579
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy New Year Benben xx
    Mummytogirls x

  • benbenandme
    benbenandme Posts: 12,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thanks Mummytogirls :)

    So I've transferred the £350 from my wages into my brothers pot and cashed in my first £5 of the year from Swagbucks. I've also cashed in £10 from Job Spotter although this won't be added to the signature yet as it is paid in Amazon vouchers, so this goes into the Amazon pot and then when I need to buy a gift I transfer the money from my gift fund, or if I am buying something for me / ds then it gets transferred from the monthly budget.
    Mortgage Total: £49,992/ £75,000
    2026 Mortgage Overpayments Pot £579
  • benbenandme
    benbenandme Posts: 12,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    So we were going to take the dog for a walk in the forest today but it's chucking it down, so instead it's looking like a pj and pottering kinda day :) I have a small list to work through today, nothing too taxing but would be good to get them all crossed off ...
    • Put the xmas decorations back in the loft
    • Ironing
    • Fill windscreen wash in the car
    • Update new diary with birthdays / renewal dates etc
    • Watch footie :)
    • Swagbucks daily goal
    • Ds homework
    • Eyebrows
    Mortgage Total: £49,992/ £75,000
    2026 Mortgage Overpayments Pot £579
  • benbenandme
    benbenandme Posts: 12,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £2 profit from a betting offer, was a very small one but all counts :)
    Mortgage Total: £49,992/ £75,000
    2026 Mortgage Overpayments Pot £579
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    Fifth Anniversary 1,000 Posts Combo Breaker
    Happy New Diary and Happy New Year BBAM!
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • benbenandme
    benbenandme Posts: 12,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thanks Florence :D
    And another £3 profit from a little matched bet, the matched betting money goes into my 2018 fund, I think i might need to do a quick summary of which money goes where or this could get confusing this year :o

    So, I need £6000 this year for my brothers fund, this will come from:

    £4200 from wages (£350 per month)
    £250 bank offer 1
    £130 bank offer 2
    £82 child benefit (13th payment)
    £290 tax credits (13th payment)
    £200 ebay
    £500 surveys
    £200 swagbucks
    £120 job spotter
    £28 other

    So ant money I make from anywhere else goes into my 2018 fund, this will include:

    matched betting
    Qmee
    Quidco
    bank interest
    car boot sales
    curious cat
    any other apps / unexpected bits and pieces along the way :D
    Mortgage Total: £49,992/ £75,000
    2026 Mortgage Overpayments Pot £579
  • benbenandme
    benbenandme Posts: 12,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    So we got a draw, not too bad away from home, another point nearer to safety ;)

    The ironing is done, time for some rather late lunch :)
    Mortgage Total: £49,992/ £75,000
    2026 Mortgage Overpayments Pot £579
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