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Planning my great escape
Poppypen
Posts: 39 Forumite
Hello
Am starting this diary to try and help myself to get a better life for my children and myself. I need to pay off my debt and get some money behind myself to start somewhere on my own.
Not entirely sure about exactly how much I owe. Not really a clue on how I'm going to pay it off at the moment and no idea how to change things, but I'm going to figure out a way.
Off the top of my head this is what I owe :
Aqua credit card £ 2077
Capital One (1) £200
Capital One (2) £200
Very £400
Am going to try and find the SOA thingy. X
Am starting this diary to try and help myself to get a better life for my children and myself. I need to pay off my debt and get some money behind myself to start somewhere on my own.
Not entirely sure about exactly how much I owe. Not really a clue on how I'm going to pay it off at the moment and no idea how to change things, but I'm going to figure out a way.
Off the top of my head this is what I owe :
Aqua credit card £ 2077
Capital One (1) £200
Capital One (2) £200
Very £400
Am going to try and find the SOA thingy. X
0
Comments
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First step is acknowledging the problem, and the second step is working out how to fix it. That looks a very very sortable amount of debt. Get extra jobs? Do work from home in your spare time? Cut back? I'm sure others will shortly give you lots more advice, but assuming a decent wage that could be gone in 6 months with some effort.0
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Sorry I've posted this in the wrong place - I've reposted it on the debt free diaries xx0
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Hiya Poppypen I am just planning my great escape too, looking forward to following yours too. Good luck x0
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I’ll close this for you, good luck.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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