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Merry Christmas

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sourcrates
sourcrates Posts: 31,516 Ambassador
Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
in Debt-free wannabe
Well, its that time of year again, hasn't this year flown by ?

On behalf of all the board guides and MSE, i`d just like to wish you

all a very Merry Christmas..........:xmassign:

and a healthy and happy new year.........:xmastree:

Hope you all have a great time !!!!
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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Comments

  • System
    System Posts: 178,344 Community Admin
    10,000 Posts Photogenic Name Dropper
    Merry Christmas to you as well.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • zippygeorgeandben
    zippygeorgeandben Posts: 1,277 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Merry Christmas to one and all!
    Thanks to all of you who have took the time to read my original post on 3rd December 2016 and help keep me on my way to becoming debt free! I may even try and achieve it by 2018!
    Now where's my Bailey's...
    Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Christmas everybody :santa2:. :xmassign:

    I hope everyone has paid off lots of debt in 2017 and are on track to pay off even more in 2018. Where would any of us be without this forum? :money:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • motivated
    motivated Posts: 3,044 Forumite
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    :xmastree: Merry Christmas one and all :xmastree:

    I honestly do not know where I’d be without everyone on here. Thankyou so much to all who got me where I am today :A
    M
    Emptying my lake with a teaspoon
  • FatVonD
    FatVonD Posts: 5,315 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Merry Christmas to you too, Sourcrates, and thanks for all your sterling advice to everyone throughout the year.
    Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

    December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Merry Christmas mser’s
    Thanks sourcrates!
    ��
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,054 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Merry Christmas to all you brilliant debt busters. Here's hoping 2018 is good for us all.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Merry Christmas to you all.

    I hope each and everyone of you gets spoilt rotten.

    Here's to a debt busting 2018 :D

    Pmo2
    Xx
  • LionessInWinter
    LionessInWinter Posts: 437 Forumite
    :xmassign: Merry Christmas everyone

    Thank you all for making this the wonderful forum that it is.

    Wishing everyone a happy and prosperous 2018.
    :xmastree:
  • Happierdays
    Happierdays Posts: 154 Forumite
    Yes merry Christmas to everyone and thanks for all the helpful posts and advice...I have not been on here for a while but still debt busting! happy 2018 to all! :)
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