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Debt / Payment Tracking
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PuddingCup
Posts: 4 Newbie
Hi,
Has anyone got a good way of tracking their debts?
Like who, how much, last contact, payment made, balance, projected end date etc?
I'm looking for something to do this on - I don't want pen and paper because I misplace everything :mad: and I can't afford to buy the word/excel package.
TIA
Has anyone got a good way of tracking their debts?
Like who, how much, last contact, payment made, balance, projected end date etc?
I'm looking for something to do this on - I don't want pen and paper because I misplace everything :mad: and I can't afford to buy the word/excel package.
TIA
0
Comments
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Lots on here use YNAB.
It is a pay for service, but comes well recomended, think it works out at around a fiver a month (billed annually).
https://www.youneedabudget.comI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
You can get google docs including their spreadsheets programme for free.
I use pen and paper
BCSC Member 70:j
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I use excel for free through playstore, not advanced version but more than enough for my needsNo.79 save £12k in 2020. Total end May £11610
Annual target £240000 -
Another vote for Google Docs if you want an Excel-like application for free. I use it for most of my stuff and it's pretty powerful.Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.0
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Try this,
https://www.vertex42.com/ExcelTemplates/loan-amortization-schedule.html
You could have one for each debt .Debt 1/1/17 - Credit Cards £17,280.23; overdrafts £3,777.24
Debt 5/1/18 - Credit Cards £3,188; overdrafts £00 -
Thanks all, will look a these 0
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Open Office is also freeNon me fac calcitrare tuum culi0
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I use ‘undebt.it’ which I really like.0
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I use docs.google.com as I can access it at work, at home or on my phone.
I find it more than good enough for my needs.
(and it's free!)As of 24/11/2020
Mort: - £98,200
CCds: - £1,568.18
Loan: - £0
Savings: - £3,500.000
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