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Debt / Payment Tracking

PuddingCup

PuddingCup Posts: 4 Newbie

12 December 2017 at 12:29AM in Debt-free wannabe

Hi,

Has anyone got a good way of tracking their debts?
Like who, how much, last contact, payment made, balance, projected end date etc?

I'm looking for something to do this on - I don't want pen and paper because I misplace everything :mad: and I can't afford to buy the word/excel package.

TIA

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Comments

sourcrates Posts: 31,833 Ambassador

12 December 2017 at 12:46AM

Lots on here use YNAB.

It is a pay for service, but comes well recomended, think it works out at around a fiver a month (billed annually).

https://www.youneedabudget.com

I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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NekoZombie Posts: 1,664 Forumite

12 December 2017 at 3:06PM edited 12 December 2017 at 3:11PM

You can get google docs including their spreadsheets programme for free.

I use pen and paper

BCSC Member 70:j
.

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Mnd Posts: 1,699 Forumite

12 December 2017 at 8:28PM

I use excel for free through playstore, not advanced version but more than enough for my needs

No.79 save £12k in 2020. Total end May £11610
Annual target £24000
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tempus_fugit Posts: 1,189 Forumite

12 December 2017 at 9:32PM

Another vote for Google Docs if you want an Excel-like application for free. I use it for most of my stuff and it's pretty powerful.

Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
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Sarastro Posts: 400 Forumite

15 December 2017 at 8:06PM

Try this,

https://www.vertex42.com/ExcelTemplates/loan-amortization-schedule.html

You could have one for each debt .

Debt 1/1/17 - Credit Cards £17,280.23; overdrafts £3,777.24
Debt 5/1/18 - Credit Cards £3,188; overdrafts £0
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PuddingCup Posts: 4 Newbie

3 January 2018 at 10:36AM

Thanks all, will look a these

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-taff Posts: 15,388 Forumite

3 January 2018 at 10:58AM

Open Office is also free

Non me fac calcitrare tuum culi
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jerseyluke Posts: 10 Forumite

5 January 2018 at 11:23AM

I use ‘undebt.it’ which I really like.

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mirko Posts: 268 Forumite

5 January 2018 at 11:37AM

I use docs.google.com as I can access it at work, at home or on my phone.

I find it more than good enough for my needs.

(and it's free!)

As of 24/11/2020
Mort: - £98,200
CCds: - £1,568.18
Loan: - £0
Savings: - £3,500.00
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