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Letter From CapQuest Debt Recovery
aviddoglover
Posts: 8 Forumite
Hi
I just received two letters today, one from HSBC relating to a debt of £6714.25. I have never had an account with HSBC. The other letter is from Capquest Debt Recovery who are now administering the account.
I am very worried , because I also researched Capquest and they appear to be very aggressive. I am a pensioner and was in trouble years ago, but paid up and settled my debts.
I have never been contacted about this debt and took out a trial subscription with "Check My File" According to 4 credit agencies, my credit rating overall is very good.
Appreciate any valued help on this important and worrying correspondence
I just received two letters today, one from HSBC relating to a debt of £6714.25. I have never had an account with HSBC. The other letter is from Capquest Debt Recovery who are now administering the account.
I am very worried , because I also researched Capquest and they appear to be very aggressive. I am a pensioner and was in trouble years ago, but paid up and settled my debts.
I have never been contacted about this debt and took out a trial subscription with "Check My File" According to 4 credit agencies, my credit rating overall is very good.
Appreciate any valued help on this important and worrying correspondence
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Hi Fatbelly
Sincere thanks for Your valued reply. Just one more question. Could I just ignore the letter, or would that be not advisable0 -
aviddoglover wrote: »Hi Fatbelly
Sincere thanks for Your valued reply. Just one more question. Could I just ignore the letter, or would that be not advisable
Not advisable at all, they can obtain a county court judgement against you if you continue to ignore their letters, even though it may not even be your debt.
Provit letter the way to go.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Sourcrates
Thank you. I will take the advice0
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