Northern Rock taking 1 week to approve loan.......

The_Aquapanther

Not heard a reply from them yet after a week.
Think my credit should be OK now (had problems a few years ago).

Do you think that means I'm pretty much screwed?

Also, I've noticed that since I applied the typical APR has went from 7.9% to 8.9%...do you think I'll still get 7.9% because I applied before it changed?

buxtonrabbitgreen

i am trying to think how long it took me. I am sure it was only a couple of days, but that was last year before all thier problems so maybe they are being more cautious about lending now.

catlover1_2

The_Aquapanther wrote: »

Not heard a reply from them yet after a week.
Think my credit should be OK now (had problems a few years ago).

Do you think that means I'm pretty much screwed?

Also, I've noticed that since I applied the typical APR has went from 7.9% to 8.9%...do you think I'll still get 7.9% because I applied before it changed?

Its possible it has been delayed in the post due to the strike backlog ... I am getting mail but i reverse order i.e ewly posted stuff is arrivng sooner and even stuff posted on Wednesday didn't get here till Sat.

xx

Mrs_A_4

I started a thread last week about the same thing, but with a different lender. heard nothing until a rejection letter six days after applying. So I would say go to Plan B! Of course, you may still get lucky...