Car repo and debt advice

shrew82

My partner has been having financial difficulties since July due to a mistake with her working tax credits.

Just under 2 months ago she had her car repossessed, and isn't currently paying her debt, although she has had 2 letters saying that she hasn't been paying but hasn't received any demands from the company as yet.

I know that she will be unable to pay her debt in full, and I really don't know what the next stage of preceding's is? Although not currently living together we are looking for a property to move in to soon and I was also wondering how this will affect me if I do start living with her?


Any help will be greatly appreciated.

[Deleted User]

She needs to discuss repayment options with the lender.

It only affects you if you are financially associated.

BoGoF

shrew82 wrote: »

Although not currently living together we are looking for a property to move in to soon and I was also wondering how this will affect me if I do start living with her?

Depends what you mean by looking for a property - to buy or to rent? If looking to buy or rent jointly any credit check on her is not going to look good.

shrew82

So we're looking to rent but most estate agents in our area won't take single applications if it is for more than 1 adult. I don't see a way around it personally?