Can i ask for interest freeze

katie4

Hi All
so I am in a position now where i am able to put more money towards paying off my aqua credit card


Im wondering if i call them and tell them this would they be able to freeze the interest in order to get the debt cleared sooner?


or would i be better telling the im struggling and can they freeze it?


thanks

sourcrates

Hi,

Informing a creditor you have more money available to repay your debts with, then asking them for an interest freeze, is likely to get a frosty response to be honest.

Creditors will only consider requests to freeze interest if you are in financial difficulty, and are struggling to make the minimum repayments.