Bankrupt

no_more_debt_2006

Hello All,

Just recenlty been discharged last week, and me and my fiance are wanting to get a 100% mortgage.

Do we stand a chance?

Thanks.

david29dpo

I very much doubt it, unless you want to pay 10%

poppy10_2

no_more_debt_2006 wrote: »

Do we stand a chance?

No

Sounds like you haven't learned the lessons from your bankruptcy - don't take on more debt than you can afford.

Wait till you have save up for a deposit and then start looking.

toonfish

no chance I'm afraid - poppy's advice is spot on - save a deposit

dunstonh

As soon as I saw the title I thought talk about not learning your lesson. So, took a look at the thread and pobby has said exactly that.

raq

sound the same as my inlaws. hell of acredit score, bankrupt 5 years ago and apparantely have had the go ahead for a mortgage of £120K . Think she is telling porkies.

Jonbvn

I would very much doubt if any lender would consider you for a 100% mortgage. If any did, the rate would likely be astronomical.

Improve your credit score and save for a deposit.

Spudwud

The only chance you would have is for your fiance to get it in just her name, there isn't any hope of getting one with you on the application.

Obviously her getting one alone would be dependent on many factors (her own credit, income, debts etc) though.