We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
-
Today's plans are not much really
:rotfl: Again.
[STRIKE]Need to meal plan[/STRIKE]
Need to check what needs paying and things.
[STRIKE]Need to transfer myself money back to cover Amazon order[/STRIKE]
Need to get write a list for supermarket tomorrow
[STRIKE]Need to remember to ask school youngest's hours for Monday I think she needs collecting at 11! but it hasn't been confirmed. [/STRIKE] 11am finish
Need to finish painting and touching up
We need to post Xmas cards smalls made
[STRIKE]Finish the letters from Santa to smalls in reply to letters they sent[/STRIKE] Done sealed and ready to drop in the letter box :rotfl: I'm not paying post to my own house
Drop things into food bank with smalls maybe a weekend thing.
Still not paintedNeed to look at the bank and things and work out where we are at
I don't think I want too :cool:
Need to write a list of supermarket needs - popping in costs too much!“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
WannabeFree wrote: »Think I have got half of MSE painting :rotfl:
And the other half (including me) feeling guilty about the painting we 'ought' to be doing!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Varnishing floors in this house - sort of painting.
DS2 hated dressing up - would only ever do it for plays and things and then under duress - he always said he didn't want to be anyone else.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
She doesn't even like having to go in PE kit on Fridays. It's always a battle
Anyway smalls are home and the weather is crazy! They must be expecting it to get quite bad as the GP has sent texts along with the hospital :cool: Strange.
Need to feed smalls and then brave going to the post box, I did say a winter walk :eek: It's definitely winter like!
Don't think Mum is going to come and help with the wallpaper now. So might just get on with it myself. Meh! Always the way.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
There is a winter storm due to hit up here, North o the Wall tonight...
So it's possible everyone in the North is going to get something...
Wrap up warm and be careful out thereBUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
Be careful Wannabe if storms are coming.
I seem to be spending a lot lately and not enough coming in.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Stay safe everyoneI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Luckily it isn't too bad yet. Best to be prepared I guess.
We got to the post box and walked through the park back home. Smalls having hot chocolates againHow healthy :cool: Then they can go to bed.
They've been taking turns to sing me the songs from their nativities and lines they need to learn. I love the excitement they have.
I'm going to get them tucked up in bed and work out where we are money wise. Need to also do a shopping list as we do need some things. Mainly milk/bread/tin tomatoes and some fresh fruit and veg I think. Maybe juice.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I think I need someone to come and do my budgets and shopping list for me. I still haven't got back of the sofa“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
-
Don't feel guilty about relaxing, you do so much it's time you had a night offI get knocked down but I get up again (Chumbawamba, Tubthumping)0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards