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Debit card check fee
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bobashfield
Posts: 1 Newbie
in Gone off!
I am partially disabled and get my shopping delivered by Tesco. I have noticed that when ordering online and paying by debit card that Tesco 'charge' £2 to 'check' my debit card as my account is not debited until the day of delivery - fair enough.
What I have clocked on to though is the £2 is 'frozen' in my bank account ie, although a small amount it is not earning interest for me, and 6 days later is still 'frozen' in my Barclays account. This appears to be happening every time I shop online with Tesco. Anyone experienced similar?
What I have clocked on to though is the £2 is 'frozen' in my bank account ie, although a small amount it is not earning interest for me, and 6 days later is still 'frozen' in my Barclays account. This appears to be happening every time I shop online with Tesco. Anyone experienced similar?
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bobashfield wrote: »I am partially disabled and get my shopping delivered by Tesco. I have noticed that when ordering online and paying by debit card that Tesco 'charge' £2 to 'check' my debit card as my account is not debited until the day of delivery - fair enough.
What I have clocked on to though is the £2 is 'frozen' in my bank account ie, although a small amount it is not earning interest for me, and 6 days later is still 'frozen' in my Barclays account. This appears to be happening every time I shop online with Tesco. Anyone experienced similar?
Yes it happens all the time.I’m a Senior Forum Ambassador and I support the Forum Team on Competitions Time, Shopping & Freebies boards, Employment, Jobseeking & Training boards If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.0 -
A common practice but £2 seems excessive. ASDA reserves just 1p.
ETA Although I see only 1p reserved other have reported having £1 reserved.0 -
ASDA reserved £1 the last time I shopped with them.
£2 for me I think although it could of been £1I’m a Senior Forum Ambassador and I support the Forum Team on Competitions Time, Shopping & Freebies boards, Employment, Jobseeking & Training boards If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.0 -
£1 here too, and it's the same for their card-only petrol stations IME. No matter how much I put in, only £1 is debited until the full payment is processed which is normally a few working days later.0
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It is definitely 1p for me (though I thought it used to be more).
I have an annual delivery pass and each order is always close to the £40 minimum. I don't know if that makes any difference.0
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