Just looking for some advice

[Deleted User]

Hi Guys,

Thanks for all your advice. I have been in contact with my pay day loan companies and all were very understanding in the end. Apart from one Mr Lender- I told them that i could not afford to pay my pay day loan last month due to my gambling issues and they said fine we will put your account on hold for 30 days no interest charged. I originally borrowed £750 the current settlement figure is £1000 even though it should not have incurred any interest. Then they offered me a repayment plan where i would end up paying £1300?! I spoke to one of my mates who borrowed off them before and he said they were really unreasonable and ended up ignoring them until they passed it to a debt collections company who were apparently really good with him and let him pay back the original amount he borrowed in 3 payments so it worked out better for him? What should i do? Any advice really would appreciate.