Sorting my life out diary!

lilmissmup

mariagti wrote: »

Hi all,

First off lilmissmup £2000! OMG!!!!! Is this which a NHS dentist because i though they could only charge set prices now? Of about £300 maxium?

I can't go via NHS, i have to do it privately :rolleyes:

My credit report still shows egg and i cancelled the account 2.5yrs ago!

mariagti

1st of the month already! :eek:

Im feeling very positive today. My car renewal came through the other day, i cant get it any cheaper anywhere esle so im sticking with tesco for the 5th year! And instead of paying monthly i phoned up and put it on my new 0% on purchases Asda card. It cost £530 but if i would have done it monthly it would have cost £580! so i saved myself £50 by putting it on card. I have £300 in my account so should have the it paid off by 15th of this month.
So that will be one less direct debt coming from my account!:j

Now for the loan....asda card only had 3 months 0% on purchases. So i have gone through quidco and found HSBC that has 9 months 0% purchases and £20 cashback. So im going to apply for that and hopefully get appected, then i can use that to pay off rest of loan and wont have to pay the whole of there massive interest and insurance costs! And have 9 months to pay it off! Which i should be able to get it paid off in 4 anyway!

Im a very happy bunny. Fingers crossed i can have the HSBC card with at least £2000 limit.

mariagti

Hi guys,

Im a little depressed this morning, the target for buying a house this year doesnt look so good anymore.I did a credit check on myself the other day and everything excellent on my file.But then OH did one and its a mess! I new he had missed payments in the past etc but i didnt know he had a CCJ which was put on in 2004...so we have another 2 years to wait before it comes off!......im gutted. Theres no way will we get a mortage with his credit history. I havent seen his report yet, im going round later to have a look and see if theres anything we can change on it.

And to top it all off OH couldnt get into work today as his cambelt tensioners are rattling which means cambelt is near to going so cant risk driving it and cambelt snapping. Ford isnt open today so cant get them to look at it until monday!

Men hey! Rant over.

lilmissmup

I completely understand, My OH was naughty when he was younger and we need to repair his credit history but he needs a credit card before we can check his credit history! :rolleyes:

mariagti

lilmissmup wrote: »

I completely understand, My OH was naughty when he was younger and we need to repair his credit history but he needs a credit card before we can check his credit history! :rolleyes:

men hey?!:rolleyes: There such pains....but we love them!:rotfl:

My free valentines card and 50 free photos came the other day. There realy good quality i will deffo be using photobox again!:D

I went on a coupon mission today I brought 2 tins of golden syrup which were 2 for £1 in tesco which each had 60p of coupons on there lids.:D So really the syrup was free with 60p free coupons to scan on anything at tesco!:D

Then the new pregancy and birth magazine has a booklet inside which has £13 of coupons it in! (found by someone on vouchers board) so i brought that for £2.70.So £10.30 profit of coupons to scan on anything in tesco!

Then i also grabbed two bottles of Powerade drinks as the ones they have a try me for free offer on them, where you send back they label on the bottle and they send you back a cheque for £1.24!:D They cost £1.40 for 2 in tescos at mo. So iw ill get on cheque sent here and the other sent to my OH!So that will be £1.08 profit and two free drinks!:D

Enuff of the bargins! lol

We have been trying to sort out OH's CCJ, we're waiting on the court to tell us who the debt was with so far.

mariagti

Afternoon all,

OH is listening to the man on sky sports who just talks about the football matches while there going on, like he does nearly every staurday which does my head in! ....then later after we know the score we then have to watch the match in the evening! U may have guessed im not a football fan. :rotfl:

So i have been looking all through MSE today. Popped out to buy the daily express as it has a voucher for free bag of luxury toffee from Thorntons valid utnil 23rd feb. (thought it could come in useful as a present!) I got the paper for 20p as used one of my 50p coupons!:D So 20p for 99p bag of luxury toffee.:D

Also saw in the freebies section another code for another free card from photobox, so got my mums birthday card this time! for free!;)

I paid in another £100 into my ISA this morning thats now £300 in ISA so far.

And ordered another £10 boots voucher from valued opinions:D

Im still waiting on my £12 halfords voucher from toluna, they take so long...its been 2 weeks so far, i need it soon as need engine oil soon!

mariagti

Morning!
How are we all doing? god i hope.:A Its very sunny in Essex today but also very frosty and cold!:cool:
I just won £21.20 on mirror bingo with the free £10 ! YAY!:j So depoisted £10 and withdraw it straight out! It was my last 10p i bet that won aswell!:D
My £12 Halfords vouchers came yesterday afterall....all the way from france! lol didnt know thats where toluna was based! So later i will go and get the engine oil i was after!:cool::D

I had to book a dentist appointment yesterday as a filling i have is very smelly! So me thinks is going rotten! nice! They couldnt fit me in until 6th march! They could of booked me for end of feb but that was for a morning and i cant miss out on work as dont get paid when im off or sick.:( I will just have to walk around with a stinking tooth for a month! Good job i won two trays of chewing gum the other month! lol:rotfl:

mariagti

OMG!!!!:j

I have just won a 2 night cruise to Amsterdam! To dep between 1st april-30th june!

I always enter comps on here, cant believe i won! Only thing is i live in Essex and the ship leaves from Newcastle! ....never mind i will find the cheapest way to get there!

Oh and me very excited! YAY!

lilmissmup

Yay well done hun!

I need to win £3000 then would be debt free so enter a few for me lol :rotfl:

mariagti

Hi, peeps,

Havent wrote on here for a while! Im having at nightmare at work, ive been there for 5 years, and having trouble with another member of staff whos only been there a year. Shes a right c*w and making my life at work very difficult! But im not gonna let her drive me out!;)

Good news is this morning i recieved a postal invitation to join TNS shopandscan! Where they send you a scanner, you scan your shopping every week and upload to computer and they give you points for more vouchers!!! YAY!!!:D