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Attachment of earnings form

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  • StopIt
    StopIt Posts: 1,470 Forumite
    I realise this, the debt company sued me for over 7K

    I live in rented accommodation and have nothing to take anyway, Not worried about bailiffs or such like, the fact i am finishing my part time work soon means the issue is resolved.

    It was just the wording on the court form that concerned me at the time.

    Unlikely to work as an employee any further at my age, quite happy being being self employed.


    You must inform the courts if you change or leave employment, and again, it is an offence not to do so. If you state that you're self employed only from the date you leave the part time job, they can't take an AoE any longer any way, so no worries there.


    If you fill in the form with your current employment details (Not stating that it has an end date), then try to walk away when it draws a blank, you may well be dragged in front of a judge to explain yourself, so don't do this.

    In debt and looking for help? Look here for the MSE Debt Help Guide.
    Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.
  • The judge refused the application for the Attachment of earnings order :).
  • S1984
    S1984 Posts: 30 Forumite
    Easier to jump on this with a question. Is an AOE submitted when a CCJ is issued?

    I have defaults on my accounts and am re starting a DMP - writing to creditors but fear CCJs will be issued and didn't know anything about AOE (just learnt from reading this)

    Are they common - the last thing I could have is my employer getting contacted direct or have any knowledge of my debt I am working mine without people knowing or that is the plan

    Any info much appreciated more to help me understand what routes can be taken against me
  • sourcrates
    sourcrates Posts: 31,494 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    S1984 wrote: »
    Easier to jump on this with a question. Is an AOE submitted when a CCJ is issued?

    I have defaults on my accounts and am re starting a DMP - writing to creditors but fear CCJs will be issued and didn't know anything about AOE (just learnt from reading this)

    Are they common - the last thing I could have is my employer getting contacted direct or have any knowledge of my debt I am working mine without people knowing or that is the plan

    Any info much appreciated more to help me understand what routes can be taken against me

    If you don’t make arrangements to pay a CCJ then a creditor has various other options to enforce the judgement, one of those options is an AOE order.

    As long as your repaying it, you won’t get one.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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