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Trainee mortgage advisor to mortgage advisor

I've been working as mortgage administrator for 3 years and have completed cemap. I've now found a job as trainee mortgage advisor with a well known broker company. But having to take a pay cut on basic salary + there's commission at 25% after I've hit the minimum target. I've spoken to someone who works there as advisor and her basic salary isn't much higher than mine. So do advisors always have low basic pay + commission? Is it better to work for a bank in terms of pay? How long generally does it take to be signed off and to gain competent advisor status? After I become an advisor what sort of income should I expect? I have 2 kids under 6 and sometimes feel like I will be taking on too much trouble for little return. Any advice will be greatly appreciated. Thanks.
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