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My success with Nemo Personal Finance!

Hello everyone,

Well as you can see by the title i have won my 14 month battle with Nemo Personal Finance..Yippeeee!

Received a call this morning and they have accepted my offer of 50% of the outstanding loan that i had with my evil ex..... I will be sending the cheque off soon and i will be discharged from it. Therefore they will chase him for the rest of the money. (My ex left me to pay all the debt while he did a runner)

I'm so happy cos my debt has now halfed, i can finally look forward to the fucture!!!

Just wanted to let you all know xx :T
Bank Charges refunded from Halifax £2600
Bank Charges refunded from halifax joint account £554
Credit Card Charges refunded £300 plus interest
I'm proud to be dealing with debt!!! :T

Comments

  • Well done you :)
  • moonlightpjs
    moonlightpjs Posts: 1,583 Forumite
    Thats great - well done :T
  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    That's excellent news! Well done
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • Well done! Good for you!

    Was wondering if you had the confirmation in writing????
    LBM(23/07/07):17603.84 Balance Now(30/09/07): 16763.57
    M&S CC-3847.56 Amex CC-6180.17 HSBC Loan - 5235.84 OD -1500.00 HSBC CC - 0.00
  • suzy83
    suzy83 Posts: 105 Forumite
    Not yet, The guy i spoke to said as soon as they receive the cheque they will send a letter to confirm that i am discharged from the loan.

    Then im going to send it to the credit agancey to prove that i am no longer financially connected with him.


    Im trying to repair my credit after the mess the idiot left me in.
    Bank Charges refunded from Halifax £2600
    Bank Charges refunded from halifax joint account £554
    Credit Card Charges refunded £300 plus interest
    I'm proud to be dealing with debt!!! :T
  • Fonz_2
    Fonz_2 Posts: 393 Forumite
    I'd be tempted to get confirmation of the offer/conditions before paying any money personally - what if the person you spoke to suddenly forgets you even had the conversation and you've just given them a nice payment?
  • suzy83
    suzy83 Posts: 105 Forumite
    ive got it in writing that if i send the cheque that i will be discharged from the loan.

    Once they receive the cheque thats when they will only sent the discharge letter.
    xx
    Bank Charges refunded from Halifax £2600
    Bank Charges refunded from halifax joint account £554
    Credit Card Charges refunded £300 plus interest
    I'm proud to be dealing with debt!!! :T
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