Elite 11+ shopping and chat thread part 2½

Enterprise_1701C

Good morning all, another warm one here.

I am so glad we tend to go on holiday later in the year, can you imagine how annoying it must be to be jetting off on a summer holiday to somewhere cooler than here :rotfl::rotfl:

mhoc

Its a shame the Arla organic milk is no longer on offer for £1.25 in Sainsburys - not that they ever had much stock.

But £1.35 in Asda is good enough, jut not as easy to get to.

On the plus side though the Blue Diamond almonds are now £1 in Sainsbobs with 75p cashback from Q clciksnappy :T

So 25p a packet - if you have self discipline then you would divide a pack into 2 portions - red on the fat scale but a good source of fibre.

Stroopwaffles were just a one day offer on COS - I just got my packs for Q yesterday but my store had very little stock anyway

Just wondering now what is on the GJ list to get from sainsbobs ...

TrulyMadly wrote: »

I haven't put anything through since the weekend...sorry.

But just checked.

Anyone still have the Arla milk on COS....now down to £1.35 in A:)

Freewheeling

mhoc wrote: »

Its a shame the Arla organic milk is no longer on offer for £1.25 in Sainsburys - not that they ever had much stock.

But £1.35 in Asda is good enough, jut not as easy to get to.

On the plus side though the Blue Diamond almonds are now £1 in Sainsbobs with 75p cashback from Q clciksnappy :T

So 25p a packet - if you have self discipline then you would divide a pack into 2 portions - red on the fat scale but a good source of fibre.

Stroopwaffles were just a one day offer on COS - I just got my packs for Q yesterday but my store had very little stock anyway

Just wondering now what is on the GJ list to get from sainsbobs ...

Ooooo, I'm tempted to go and look for the almonds now!

mhoc

Freewheeling wrote: »

Ooooo, I'm tempted to go and look for the almonds now!

They are very moresish - you really do need to divide the pack into 2 otherwise the kcals are :eek:

Very good snack for you out on your bike though - stop the energy crash

mhoc

And now Halifax are cutting their rewards on 2 of their current accounts from October.

I think it might be the final nail in the coffin for some people on the Ultimate Reward current account -there will be a shift to Nationwide - cheaper packaged account, 5% regular saver for a year and 5% on balances for a year

Even better if you know someone already with nationwide account which has the recommend a friend scheme worth £100

https://www.moneysavingexpert.com/news/banking/2018/07/halifax-to-slash-current-account-rewards?_ga=2.247344132.1024792734.1532255773-1227267309.1530086131

Freewheeling

mhoc wrote: »

And now Halifax are cutting their rewards on 2 of their current accounts from October.

I think it might be the final nail in the coffin for some people on the Ultimate Reward current account -there will be a shift to Nationwide - cheaper packaged account, 5% regular saver for a year and 5% on balances for a year

Even better if you know someone already with nationwide account which has the recommend a friend scheme worth £100

https://www.moneysavingexpert.com/news/banking/2018/07/halifax-to-slash-current-account-rewards?_ga=2.247344132.1024792734.1532255773-1227267309.1530086131

I saw that . I switched my main account to First Direct last year because they were offering a £125 switching bonus. We've still got two accounts with Halifax though as my husband refuses to switch!

gocat

Freewheeling wrote: »

I saw that . I switched my main account to First Direct last year because they were offering a £125 switching bonus. We've still got two accounts with Halifax though as my husband refuses to switch!

Halifax and BoS still have a nice 2.5% regular saving thing tho. So not all bad .........so far

mhoc

Freewheeling wrote: »

I saw that . I switched my main account to First Direct last year because they were offering a £125 switching bonus. We've still got two accounts with Halifax though as my husband refuses to switch!

yes our household account is with Nationwide and its good enough for the everyday bills but all of the other benefits have disappeared or been down graded over the years.
At one time all of our accounts were with Nationwide.
We have a credit card which pays cashback as a lump sum taken off the December bill but they reduced the cashback rate earlier this year so I am using the other cards now with better incentives.
They had regular saver accounts - firstly you could top up by up to £1000 a month, then £500 and now just £250 a month. And possibly just one year now.
They had a loyalty saver with tiered savings rates according to your length of service which when it first came out had a good rate of interest and now its just 1%
They had a good enough ISA rate if you could commit to a 4 year fix so we did. When these matured though there was nothing comparable so we moved the ISA out of nationwide.
We had the packaged bank account with them which was £10 a month but it then went up to £13. It included worldwide travel insurance but as OH has existing medical conditions we had to pay an extra amount on top. This year it was nearly £200 so also factoring in the £156 (12 x £13 per month) it worked out cheaper for us to organise our own travel insurance. So we downgraded the account to a normal flexaccount.

mhoc

gocat wrote: »

Halifax and BoS still have a nice 2.5% regular saving thing tho. So not all bad .........so far

Yes I was figuring that - so interest for a years saving might be £32 or thereabouts plus the £24 (12 x £2) - so roughly £1 week.


It all seems a lot of effort for not very much

Freewheeling

gocat wrote: »

Halifax and BoS still have a nice 2.5% regular saving thing tho. So not all bad .........so far

I hadn't seen that somehow! Thanks!