Dear Diary

CoffeeCakeYarn

Hey lovely! Got no practical advice I'm afraid re the husband. When I did this first time round and was married, I just kind of went right i'm sick of this, give me your cards and after a little fuss he agreed on £50 a week 'pocket' money and let me get on with it. I suppose I was quite lucky in that respect, now it's just me so no getting anyone else on board Keep on keeping on though, it will come through.

Hope you've had a good weekend xx

MeenaM

Hi yes having a good weekend so far, hope you are too xx

yeah it is coming very close to the pocket money solution, if i could get him to agree to that i would be happier ! at least he is not using credit cards now

MeenaM

Another £10 from Ebay , gone on the AA card

CoffeeCakeYarn

Go you! I'm so jealous seeing all this amazing progress. You are doing so well! x

MeenaM

CoffeeCakeYarn wrote: »

Go you! I'm so jealous seeing all this amazing progress. You are doing so well! x

Thanks! I am so focused now , just been working out with my increase is salary from this month if I can put extra to my snowball I should , and that's a big should be debt free by Dec ,but we would still have my Dh's 2 cards to get rid of , he is paying min on those atm so the plan will be to snow ball those in 2019 ,

Already there has been talk of a family holiday this year but we cannot afford it so i am going to have to be the bad mummy and put my foot down on that one , we were lucky enough to go away last year and the year before so missing one year i think is reasonable , i plan on saving some money for days out instead , we will see

:money:

CoffeeCakeYarn

Have a staycation! A few days of cheapy little days out and some picnics (carpet, or outside) to make it feel like you aren't just using time off to stay at home

TeddsyBear

Hi,


I have been reading your thread and I am so impressed with how well you have been doing.


Re the holiday situation, I know the popular newspaper brand have started their £9.50 holidays again if you fancy a cheapish holiday! I'm going to get the paper after work!

MeenaM

TeddsyBear wrote: »

Hi,


I have been reading your thread and I am so impressed with how well you have been doing.


Re the holiday situation, I know the popular newspaper brand have started their £9.50 holidays again if you fancy a cheapish holiday! I'm going to get the paper after work!

thank you Teddsybear ! that's nice to know. I will also check that out thanks for the tip , i do know one of my friends went to Devon on those a few years back and had a great time

CoffeeCakeYarn

Meena - we've done a few and can recommend! Obviously don't expect the Hilton lol, but it's always been pleasant x

MeenaM

Hey everyone! We got to Friday! well today I will be doing the Aldi shop , I have my list so will be aiming for no more than £80 shop have increased the budget for this slightly as it was not lasting the week, feeding a teenager is no joke !
looking at what i have left for the rest of the time before payday i am on course for an extra £80 , I also have £100 held back to pay towards the AA card but i am being super cautious and not paying it just yet , I had a NSD yesterday again, and plan on the same today apart from the planned food shop ,
i am doing a tally up tonight of DH's account and doing my best to get him to not go over drawn, he won't own a budget yet but lets' me do it and tell him out much money he has left , if it keeps him from going over drawn again i dont mind ,
will look to put some more stuff on ebay today as well , the fitness related items seem to be selling well atm
i am listening to Dave Ramsey pod casts everyday and learning a lot , also keeps me motivated by hearing all the success stories , he does recommend temporarily stopping your pension contributions while you clear the debt but i cant bring myself to do that so will leave that as it is and increase it when ive cleared debt and got a good emergency fund , but i also want to increase savings for my 7 year old to pay towards university when the time comes