Dear Diary

MeenaM

ladymay wrote: »

Isn't that just balayage?

it could well be, never thought of that :rotfl:

MeenaM

4 days to pay day! yay!

got to do a top up Aldi shop today , after paying train fare from what i have in my bank account i will have £61 so more than enough for the Aldi trip anything left on payday will go to my CC debt

need to get some more things on Ebay aim to do that on Friday when not at work

MeenaM

I have £585 ear marked this month for the extra payment on the barclays CC , i put the extra £27 i had left after aldi into my savings for the car maintenance etc i will hang onto the £585 until later in the month as i have already paid the min payment on it , it feels weird and good not to have to pay the other 3 this month and only have 2 payments to make on debt! for me anyway i will get to dh 2 cards after mine are cleared.

MeenaM

Feeling low today and was awake from 3am worrying, everytime i raise money with my husband he rolls his eyes etc yesterday i tried to arrange a time when we could discuss the budget but he just snapped back " all you ever talk about is money" which is simply not true, i am the one writing out his budget and trying to get him to stick to it and i am the one sacrificing everything to try and pay the extra to the debts, i havent included his two CC in my signature as i am focusing on mine first , although the virgin one is his over draft, i know they are our debts regardless, he has another 2 cards, one has £6000 on and the other nearly £10k, i cant face those yet or have them in my signature until these ones are cleared, that should be the summer due to my getting extra hours at work and my son repaying me for a computer i bought for him , i dont know what to do , now i cant raise the budget with husband otherwise he snaps my head off and goes into a mood , he wont listen to me.

erin_transport

Don't get discouraged- you're doing well. Keep going. Difficult situation to be in.
He's just not seeing the benefits of reducing the debts yet is he. So that's his issue, not yours.
Just focus on the things you can do and achieve. It's a long journey ahead of you.

MeenaM

yep i need to keep focused and try to pin him down otherwise it is all going to come to ahead and affect the marriage, it should take us 2 years to be debt free or less if i can get more hours at work which might be possible , thanks for your reply erin

debtfreeby2020_3

MeenaM wrote: »

Feeling low today and was awake from 3am worrying, everytime i raise money with my husband he rolls his eyes etc yesterday i tried to arrange a time when we could discuss the budget but he just snapped back " all you ever talk about is money" which is simply not true, i am the one writing out his budget and trying to get him to stick to it and i am the one sacrificing everything to try and pay the extra to the debts, i havent included his two CC in my signature as i am focusing on mine first , although the virgin one is his over draft, i know they are our debts regardless, he has another 2 cards, one has £6000 on and the other nearly £10k, i cant face those yet or have them in my signature until these ones are cleared, that should be the summer due to my getting extra hours at work and my son repaying me for a computer i bought for him , i dont know what to do , now i cant raise the budget with husband otherwise he snaps my head off and goes into a mood , he wont listen to me.

I am sorry that you are feeling bad. I don't think your husband quite realises what you are sacrificing. Mine is EXACTLY the same, so I 100% feel your pain. As soon as I talk about money, he just goes 'mmmhmmm' and does not commit to anything. In his opinion, 'everyone has debt, we are paying ours, what is the problem?' So frustrating! Just plough on the way you are. You are doing great. Don't even think about his credit cards - they are HIS after all. If he doesn't want to combine finances, don't touch his.

indigowarrior

Hi Meena your doing so well!

MeenaM

debtfreeby2020 wrote: »

I am sorry that you are feeling bad. I don't think your husband quite realises what you are sacrificing. Mine is EXACTLY the same, so I 100% feel your pain. As soon as I talk about money, he just goes 'mmmhmmm' and does not commit to anything. In his opinion, 'everyone has debt, we are paying ours, what is the problem?' So frustrating! Just plough on the way you are. You are doing great. Don't even think about his credit cards - they are HIS after all. If he doesn't want to combine finances, don't touch his.

thanks for understanding

MeenaM

indigowarrior wrote: »

Hi Meena your doing so well!

thank you ! :cheesy: