Ok getting frustrated now...help me find a decent broker please?

CG77

Hi again all,

You might have seen my recent frustrated post regarding my broker. I’m now having to start again after a house purchase fell through. The original broker has come up with a deal for me but, as harsh as it sounds, I just don’t trust him (if you read my post you’d understand the catalogue of errors leading to this!)

So on Friday I emailed another local broker asking to arrange to speak to him-great reviews online etc. He emailed back today apologising for the delay in replying and asking was a free today to speak at 5pm. I replied yes and was all ready with details, paper and pen etc. No call. Aaargh.

I need someone experienced and knowledgeable, preferably having dealt with slightly more complicated cases in the past.

Where do I look? How much am I looking to pay, ball park figure, or is it a case of how long is a piece of string?

Help me please-I need to get cracking now and feel like I’m in good hands.

Thank you!

Uplink

How would you feel about never speaking to your broker face to face or over the phone, and doing it all over Internet chat? Habito have good reviews (with the odd one where they say they got delayed). I'm giving them a shot right now as I got an offer accepted.

ACG

Have you asked friends and family?
In terms of fees, it could be anywhere from £0 through to £1500 - it will all depend on the broker and you.

Thisman321

I have used London and Country twice and had no issues, free too. At first I did approach local brokers but found them pretty useless and more interested in rearranging my pension, life insurance and home insurance

CG77

Thisman321 wrote: »

I have used London and Country twice and had no issues, free too. At first I did approach local brokers but found them pretty useless and more interested in rearranging my pension, life insurance and home insurance

Unfortunately it’s a L&C broker I’ve been dealing with...

CG77

ACG wrote: »

Have you asked friends and family?
In terms of fees, it could be anywhere from £0 through to £1500 - it will all depend on the broker and you.

Thank you. I did have a recommendation from friends and when I got in touch, the broker (after lots of chasing!) sent me an illustration for a lender who, I was able to confirm by a quick google, would decline me outright based on my credit history, which was the first thing I mentioned in my email!

Not having much luck I guess...there must be loads and loads of great brokers!

ACG

So you have tried the brokers who are suggested on this site, recommendations from friends and highly rated ones on the internet?

Maybe it is just not meant to be, get a tent instead? :P

CG77

ACG wrote: »

So you have tried the brokers who are suggested on this site, recommendations from friends and highly rated ones on the internet?

Maybe it is just not meant to be, get a tent instead? :P

Haha honestly it feels like it might be easier! :eek: (honestly if I could tell you my story you’d see why!)

csgohan4

Thisman321 wrote: »

I have used London and Country twice and had no issues, free too. At first I did approach local brokers but found them pretty useless and more interested in rearranging my pension, life insurance and home insurance

L+C don't fit everyone and if your looking for quality and efficiency look for a paid on mortgage broker.


You generally get what you pay for


I got my broker from this forum and never looked back.

xyz123

Where abouts in the UK are u? If you state that someone might recommend a decent broker. I cam recommend my broker in London if you want to speak to him and then make a decision yourself.

YHM

Surprised the keyword warriors aren't all over this post....