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Mortgage in sole name. Married but he's never lived with me

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Hi
I'm sorry to this is the wrong place to post. I'm not sure where else I can get any advice.
Any way. I got married in May 2016. I previously had my own house (rented) and lived there with my 2 children with expectations that my new husband would live with us afterwards and give up his flat.
So the unexpected happened and I found my sister dead a day after the wedding. As you can imagine my life changed.(I lived next door to her too and we were very close)
So I moved back to my mum and dad's as I couldnt bear living there. In the meantime my grandads house had been empty. He had died 7 month previous. And after a long family battle I(thats another story)managed to get a mortgage (in my own name) and my mum gifted me75% of the property with intentions to remortgae and pay her some back as I was due for a promotion. I also did a will to say that if anything happened to me then that was the situation. My husband never ended up living with us and still resides at his flat.To be honest he never did anything. And despite me trying he fekr i had changed and chise not to suooort me through the next days.The most he has done is arrange for people he knew to renovate the house (all paid by me and I have proof). He doesnt and has never oaid anh child support and I have never asked. For any of you thinking, it was probably down to me being so independent and thinking I didn't need it. Plus he had previous children and his ex demanded money constantly so I always knew I wouldn't ever allow myself to be in that rut.
He has chosen to stay at the flat as he finds it easier for him. Without going into too much details aboit our relationship, I am really worried.
He said last week that he could claim half my house even though he's never lived here. He threatened that he would stop me getting a remortgage in the next month to pay back my mum some money.
I know the way forward is separation and divorce but I'm so worried that my grandads House, my mind inheritance, my hard work will be at risk to him who has never helped or supported us.
He said beca use we are now married then everything is his. Please can someone help x

Comments

  • Ignore his rantings and go to a good solicitor. I had a similar issues in that my ex husband only lived with me for about a week.and then moved out !! I made the stupid mistake of putting my new house in both our names even though I had purchased it. I was terrified of losing my.my home.and and after many years of being too scared to deal with it..I finally went to a solicitor. She was fantastic and reassured me. The judge transferred the house into my soke name as it was plain to see I was the only one making payments to the mortgage. Plse go see a good solicitor.
  • Tom99
    Tom99 Posts: 5,371 Forumite
    1,000 Posts Second Anniversary
    Make sure you have a will leaving it all to your children.

    I can't see how your husband can have any control or influence over assets which are entirely yours.
  • ACG
    ACG Posts: 24,539 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Why would he pay maintenance for kids that are yours and not his? Or have I missed something?

    Anyway, for anything like this I am 99% sure he would need to evidence your finances are entwined and that he has helped contribute in a meaningful way (ie financially or looked after the kids whilst you went out to work). On the face of it, that seems unlikely - certainly to the point of him being owed half.

    I am not entirely sure how he can stop you taking out a loan on a property you own solely in your name. I live with my Mrs and we have a baby together. If I wanted to go and buy a property tomorrow there is nothing she could to stop me and vice versa.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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