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CCJ and getting a mortgage
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Just out of curiosity did it affect your interest rates and how much you could borrow?0
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We got a 5 year fixed rate at 3.12%. We could borrow 4.4x our annual salary, but we went to 3x. We also have a 3 year old daughter so that brought it down. I just used a good broker.0
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An independent broker aswell.
I know how you feel. I've been a nervous wreck for 3 weeks. It will be worth it in the end
I'm sure you'll get something. Good luck.:beer: 0 -
Yes we have an independent broker too who’s come highly recommended to us from a family member so we have everything crossed. We’re hoping to borrow a further 150k on top of our deposit meaning we have 300k for a property as house prices in our area are extortionate. Happy to hear your news and good luck in the future
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Thank you hopefully you shouldn't have a problem with 50% deposit. (Wish we had £150k deposit. Only need a mortgage of £1,000 haha) 0
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