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Trying to keep track of spends -
20th
Tesco shop yesterday ended up being £39.36 because they sent a carbonara pot instead of the noodle one, so had to send it back due to it containing milk.
DH spent £4.75 at work - guessing it was his lunch, but shopping wasn't delivered until the afternoon, so I will forgive him. He also put petrol in, but it was pay at pump so has only taken £1 at the moment, will check with him later how much it actually was.
Total = £44.11 + petrol
21st
DH spent £1.95, which is annoying because he took lunch with him today. (But I am being hypocritical, cos.. see below..)
I had a spendy day too - £13.88 groceries, £20 diesel, £21.48 cubes in Argos, £5.98 on food storage tubs and door mat, £1 fine at library, £6 (unplanned and unnecessary) vinyls for our water bottles and £4.55 on a coffee date with DS
Total = £74.84
Goodness. Thinking sensibly, we could have spent about £14.53 less today.Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Budget update
(I'm aware this is probably super boring for anyone reading it. Soz)
Groceries: £200
Spends: £39.36, £13.88, £4.75, £1.95
Remaining: £140.06
Fuel: £150
Spends: £?, £20
Remaining: £? (less than £130)
Other: £128.51
Spends: £21.48, £5.98, £1, £6, £4.55
Remaining: £89.50
Total remaining £359.56
But, looking at the banks, as things have come out from the weekend etc, we actually only have £271.79 left, and that's not including DH's petrol... *sigh*Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Not boring at all, and if it helps, it helpsJust trying to make up for past mistakes and work towards the future I want :hello:0
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Thanks oneday
Feeling happier this evening - earnt £1.25 on PA. Batched some chilli for the freezer and sorted out my to do list for the baby.
DH put £56ish in petrol in the car, but not 100% sure so will wait and see what comes out.Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Another £1 on PA. Today should be a NSD as well.
Yesterday my midwife said baby is head down and we are GO for Operation Home Birth. Also the landlord inspection went okay, I think. I am feeling really knackered today though, I think it's a combo of relief that both things went well, the amount of housework I've done this week and obviously, being heavily pregnant. DS is being quite challenging at the moment too, unless he's plugged in to the telly, which isn't really what I want to do with our last few weeks as a twosome!
I was supposed to put a stew in the slow cooker this morning but couldn't be bothered...! If I can find the energy I will do some baking with DS this afternoon. Goodness, I just want to sleep all day.Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Good news on baby being head down. My DD is also exhausted and she is 33 weeks now so getting closer. As she is on maternity leave she has kept her DD in childcare as usual so at least gets to rest during the 6 hours she is in nursery or with grandparents. Being heavily pregnant with a toddler according to a mumsnet thread is more exhausting than having a newborn and toddler so hopefully the exhaustion will start to get better after your baby is here.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
Oh wow! I really hope that's true! Thank you
I'm looking forward to having my uni work finished so I get to relax during the time that my mum has DS instead of studying. Bet the baby comes as soon as I've finished though haha.
Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
I think I'm going to get a mini statement from the bank for DS's account today, just to satisfy my curiosity. Luckily he doesn't need anything at the moment so I have no plans to use any of it.
March hits my 'birthdays' account pretty hard, and I had to take £75 out, and £30.77 from the 'car' account for AA cover. April shouldn't see us need to take anything from the savings, fingers crossed. So our monthly payments should put us back up to where we were.
Groceries: £200
Spends: £39.36, £13.88, £4.75, £1.95
Remaining: £140.06
Fuel: £150
Spends: £56.72, £20
Remaining: £73.28
Other: £128.51
Spends: £21.48, £5.98, £1, £6, £4.55, £9.35
Remaining: £80.15
Total remaining £293.49 (Actual in account = £274.02)Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Gah. Been doing SB on and off for about 45 minutes and got screened out of every single survey! Nothing on PA so far this morning.Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Today's spends:
Charity shops (books and games for the 'feeding box') - £3.19
Holland & Barrett (easter eggs) - £5.98
B&M (medicines and sticker book) - £2.47
Peacocks (pjs for after labour) - £16.20
QD (sieve, bin liners and sweets) - £4.77
Co-op (emergency nappies) - £5
*Edited to add: Cafe (lunch) - £10.60
Total - £48.21
I think I've ticked a few things off my home birth To Buy list but I'll need to double check when I get home later.Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300
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